Welcome to the Browning Settlement Website

IMPORTANT UPDATE: ALL APPEALS OF THE COURT'S ORDER GRANTING FINAL APPROVAL OF THE SETTLEMENT HAVE BEEN RESOLVED. THE EFFECTIVE DATE OF THE SETTLEMENT WAS MAY 2, 2008. THE LAST DAY TO REGISTER FOR A SETTLEMENT BENEFIT WAS JULY 1, 2008.

If you are a natural person in the United States and you entered into an agreement over the Internet with ConsumerInfo.com, Inc. or any Experian Entity to purchase any Credit Check or Credit Check Monitoring (which were formerly known as CreditCheck® Monitoring Service), Credit Manager (including Yahoo! Credit Manager), Triple Alert or Triple Advantage credit monitoring product (and/or any credit score sold on a website also selling any of the foregoing credit-monitoring products) between June 17, 1998 and December 27, 2006 and paid ConsumerInfo.com, Inc. or any Experian Entity for the credit monitoring product (and/or such a credit score) but did not later obtain complete refunds from any source of the full amount paid for the credit monitoring product (and/or credit score), you may be entitled to receive a settlement benefit.

“Experian Entity” and “Experian Entities” refer to “Experian North American, Inc. and to any company that is a subsidiary, parent, corporate affiliate, or division of Experian North America, Inc., and shall also include Credit Expert, L.L.C.”

The lawsuit was filed claiming that, because of the way Defendants advertised their credit scores and credit-monitoring products and because of certain information about credit that was contained on Defendants' websites, Defendants were required to comply with a federal statute known as the Credit Repair Organizations Act ("CROA"), and also making claims for unjust enrichment, constructive trust, and conspiracy. Defendants deny that they did anything wrong. The parties have agreed to this settlement to resolve this lawsuit without a trial and without Defendants' admitting liability.

The Notice of Proposed Class Action, Email Notice, and Publication Notice contain important information concerning the action and the proposed settlement. These Notices advise you of the benefits that may be available to you under the proposed settlement, and your rights and options as a potential class member. View these Notices.

Under the Settlement, ConsumerInfo has agreed to provide all Class Members with the opportunity to obtain their choice of either a credit score or 60 days of credit monitoring. If you choose credit monitoring, and you don't cancel your credit-monitoring membership after using your code to obtain the credit-monitoring benefit but prior to the expiration of the 60-day settlement-benefit period, you will be billed at the then-applicable rate, which is currently $9.95, for each month that you continue membership.

PLEASE CONTACT THE SETTLEMENT ADMINISTRATOR, NOT THE COURT, FOR INFORMATION REGARDING THE SETTLEMENT.